I dream of one day being able to focus on my own projects. There is so much I want to do: apps, computer games, mobile games, board games. These all take time. With a full day job, time is a luxury.
So I’m trying to work on a retirement plan. My current idea is to try and diversify. I considered cryptocurrencies. I’m looking into real estate investment. The easiest option, in the UK, at least, seems to be ISAs (Individual Savings Accounts). In short, the gains from these savings are tax free. If I care about the returns (and I do), stocks and shares ISAs seem like the way to go.
My current savings are with Nutmeg*. I’ve been with them for two years now. I am quite happy with the results. I’m looking at a 5.6% time-weighted increase. Not bad! There was a dip when the pandemic hit (around March), but they’ve recovered well since.
There are other brokers offering similar terms. You can check out HL. Contracting colleagues of mine recommended them, but I haven’t worked with them yet.
If you have better passive income suggestions, please do share them with me!
* If you use the link above, we will both be rewarded by Nutmeg. How exactly may vary based on Nutmeg’s policies.
Optimising My Life 